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COSTA RICA CAR RENTAL INSURANCE

Renting a car in Costa Rica as never been this easy and hassle free.

Road Rent A Car is a family owned and operated car rental agency with over 3 years of experience in Costa Rica car rental industry. Our rates are clearly explained and presented upfront. We are pionners of the NO HIDDEN fees policy, our quotes are guaranteed, what you are quoted is what you’ll pay.
Our main goal is for you to have an unforgettable time in this tropical paradise, there will be no unpleasant surprises when you arrive.
 

Our daily rates include all of the following:
 

  • Third Party Liability

  • Full Collision Damage

  • Additional Driver

  • Unlimited Mileage

  • 24 Hour Road service
     

Book your car rental in Costa Rica today!

Comprehensive Insurance Coverage for Your Rental Vehicle

At Road Rent a Car, we understand that peace of mind is essential when you’re on the road. That’s why we include comprehensive insurance coverage with every rental vehicle. Our Full Coverage Drive (FCD) insurance is designed to protect you and ensure a worry-free driving experience during your time in Costa Rica.

What is Full Coverage Drive (FCD)?

Full Coverage Drive (FCD) is our premium insurance option that provides extensive protection for you and the vehicle. This coverage includes:

  • Collision Damage Waiver (CDW): This component protects you from financial liability in the event of an accident. If the rental vehicle is damaged while under your care, the cost of repairs will be covered, giving you peace of mind.

  • Third Party Liability (TPL): This coverage safeguards you against claims made by other parties involved in an accident. If you are found to be at fault, TPL ensures that medical expenses and damages incurred by the other party are covered, protecting you from potentially hefty costs.

Why Choose Full Coverage Drive (FCD)?

  • Worry-Free Experience: With FCD included, you can focus on enjoying your travels without constantly worrying about potential accidents or damages.

  • Peace of Mind: Knowing that you are covered for both damage to the rental vehicle and potential liabilities towards third parties allows you to drive confidently.

  • No Hidden Fees: Our insurance coverage is included in your rental agreement, so you won’t encounter unexpected charges. You can budget your trip with clarity and ease.

Conclusion

At Road Rent a Car, our priority is to provide you with a safe and enjoyable rental experience. With our Full Coverage Drive (FCD) insurance, including Collision Damage Waiver and Third Party Liability, you can hit the road with confidence. Choose Road Rent a Car for your next adventure in Costa Rica and experience the difference of being fully covered!

TYPES OF CAR RENTAL INSURANCE IN COSTA RICA

Costa Rica requires for all vehicles to be covered with Third Party Liability (TPL). No vehicle can be rented without this protection.

Most Car rental agencies or travel sites like Expedia, Booking or similar have an awesome daily vehicle rate posted and the insurance and other fees such as additional driver, mileage, road service, credit card fees, child seats, airport fees and more are not included or added later down the line. It adds up quickly.

When you think you are getting a great deal the cost goes way higher at the end and its already too late.

We at Road Rent A Car have ALL of those costs included in our daily rates from the top. When we say NO HIDDEN FEES, we mean it. Our goal is to provide an outstanding car rental experience in Costa Rica from start to finish offering the high quality customer service and transparent pricing you deserve.

THIRD PARTY LIABILITY (TPL)

By law, Costa Rica requires every rental vehicle to be insured with Third Party Liability (TPL). This is a mandatory policy.  It protects the renters against liabilities resulting from injuries or damage to third party property with a 20% deductible. No vehicle can be rented without this protection. This means that 80% of third party damages are covered by TPL and 20% of damages are covered by the customer.
The average daily rate for this coverage in rental agencies is $10-$15 per day. This coverage is included in our daily rental rates.

Additional to Third Party Liability, there is another coverage required by all car rental agencies, which has and additional daily fee, this is called Collision Damage Waiver (CDW). There’re two types, BASIC CDW averages $15 – $25 per day and FULL CDW between $25-$35 per day, lets break these down, shall we?

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FULL CDW

Full Collision Damage Waiver is included

This frees the renter from financial responsibility caused by accident, theft, or total loss, except in the case of negligence
This coverage includes Third Party Liability (TPL).

Rental deposit: $400 (hold) will be placed on the renter’s credit card.

This insurance is only available for a minimum rental period of 7 days.

  • Zero deductible ($0) for accident, theft, or total loss, except in the case of negligence.

  • Full coverage for windshield, windows, tires, rims and car keys, which are not covered under any BASIC CDW.

  • Zero deductible (0%) for third party property damage to a maximum of $270,000.

  • Not available if authorized drivers are between 21 to 24 years old.

Our vehicles are insured year-round, currently we do not accept Third Party coverages for Collision Damage Waiver. Please note that when using your credit card for coverage at any agency, you are still responsible first hand of all damages, it will be up to you, the customer, to file a claim with your credit card provider for a refund. Also, rental deposits when using CC coverages run between $2,000 – $5,000 depending on the company. Who wants that much money blocked on their credit card while on vacation?

RENTAL DEPOSITS

  • Third Party Liability & Basic Collision Damage Waiver: $750

  • Full Collision Damage Waiver: $300

  • Debit Card or Cash deposits accepted with previous authorization before rental.

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